Dental Finance Plan

At Chatfield Braces, We provide interest-free and interest-bearing financing alternatives, allowing you to stretch the expense of your treatment over time and make it more affordable*.

With a variety of financing options available, you can pick the one that best matches your needs.

Sounds interesting? Read on to find out more!

*Options may vary from time to time. Contact us now for more information.

Frequently Asked Questions

We’ve attempted to address the most frequently asked questions below, but if you have any further questions, please don’t hesitate to contact us.

Who stands to gain?

Anybody who is above the age of 18, under the age of 80, and a UK resident, subject to status and standard credit checks can benefit from the plans. You do not need to be a member of a membership plan or a frequent visitor to Chatfield. An online credit application will be required to get access to the amenities.

What is the procedure for submitting an application?

You’ll be able to submit an easy-to-use online credit application once your treatment plan and charges have been agreed upon.

What is the average time it takes to approve the application?

It only takes a few minutes to complete your application, and you will receive a decision almost immediately. Following the necessary 14-day ‘cooling-off’ period, if your application is accepted, we can schedule your treatment.

What can I do with it?

Our financing solutions may be used for almost every treatment we perform, but they’re especially well-suited for aesthetic, restorative, orthodontic, and dental implant procedures.

For further information, please contact Chatfield Braces today.

What is the bare minimum and maximum amount I can finance?

Any treatment that costs more than £350* and up to £50,000 is covered by our financing options.

*Terms, product, lending level, and deposit options may differ from time to time.

What’s the best way for me to pay back the money?

You return them in monthly instalments over a certain period of time, just like any other type of credit. Direct Debit is used to collect your payments.

What happens if the price of treatment rises?

We will notify you as soon as the circumstance warrants it. If your treatment costs rise, you can choose to have an additional funding option to meet the higher costs, subject to further credit and affordability checks. If costs fall, choices can be discussed with the creditor.

What are the conditions for repayment?

The Chatfield team will be able to walk you through the various terms so you can determine which choice is best for you.

THE BENEFITS IN A NUTSHELL

The benefits of using interest-free financing to support private treatment are obvious:

• Reduces the cost of treatment:
  Because you can stretch the expense, you can receive the therapy you want when you want it.

• Payment arrangements that are convenient for you:
  With a variety of alternatives available, you can select the one that best fits your needs.

• A wider range of treatment:
  By making treatments more reasonable, you will be able to access a broader choice of options and select the one that is best for you.

• No down payment:
  You can avoid having to delve into your funds or locate a lump amount to begin your treatment.

0% APR representative example:

Treatment Cost	£2500
Amount of loan	£2500
Deposit	£0
APR Representative	0% APR
Interest Rate – Fixed	0%
Term (Months)	10
Monthly Payment	£250.00
Total Payment	£2500

Please talk with a member of the Chatfield Braces staff to learn more about how you might benefit from this simple method of paying for the care you require.

Loans will be regulated by the Financial Conduct Authority and the Consumer Credit Act.

Credit is provided by Wesleyan Bank Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Wesleyan Bank Ltd (Registered in England and Wales No 2839202) Registered Office: PO Box 3420, Colmore Circus, Birmingham B4 6AE. Tel: 0800 358 1122. www.wesleyanbank.co.uk

Terms and conditions apply. Written quotations are available on request from Wesleyan Bank Limited. Credit facilities are subject to status and affordability checks and only available to UK residents over the age of 18.
Wesleyan Bank Limited reserves the right to decline any application. APR and repayment details are correct at time of print. Telephone calls may be recorded for monitoring and training purposes.
Pakan Mazaheri trading as Chatfield Dental Centre is a credit broker, authorised and regulated by the Financial Conduct Authority.